Support at Home

Aged Care is changing

The Australian Government has announced several changes, called reforms, to the Aged Care system in Australia.

One of these changes is the launch of the new Support at Home program, which replaced the Home Care Packages program on 1 November 2025.

Support at Home

Here are the main changes that the new Support at Home program has brought:

  • More funding levels to make it easier for older people to get the specific support that they need
  • Quarterly funding, to reduce waiting times for services as care needs change
  • Three funding categories – clinical care, independence support, and everyday living
  • The Assistive Technology and Home Modifications scheme to help seniors stay mobile and live independently
  • The Restorative Care Pathway, to maintain and improve your independence with support from health workers like physiotherapists and dietitians
  • The End-of-Life Pathway, with extra funding to support older people to stay at home in their last 3 months of life

Information for prior Home Care Package holders

Support at Home is a new program that started 1 November 2025. It replaced the Home Care Package program.

You don’t need to do anything, and you will continue receiving services. If you already have a Home Care Package, you will automatically move to Support at Home. Your budget will stay the same as it is now.

No. If you already have a Home Care Package, you will not pay more than you do now.

For example, if you are on a full pension and don’t pay any fees now, you will not pay any fees under Support at Home. If you are paying Income Tested Care Fees under your Home Care Package, you will pay the same, or less, than what you are paying now.

Instead of getting your budget once a year, you will now receive it every three months (quarterly).
This change helps the government support more people and reduce waiting times.

You can carry over up to $1,000 or 10% of your quarterly budget (whichever is more) to the next quarter.

Any money you haven’t used from your current Home Care Package will still be available to you.
You can use it if you need more services and your quarterly budget is used up, or if you are approved for equipment, products, or home changes through the Assistive Technology and Home Modifications (AT-HM) Scheme.

In the future, if your support needs increase, you will be able to receive a new assessment of your care needs from the Single Assessment Service.

Worried about your budget? Here’s what you need to know

Clinical care remains free

You won’t have to pay anything for clinical supports such as nursing or allied health. These services are fully funded by the Government.

You may be protected by the ‘No Worse Off’ guarantee

If you were approved for your Home Care Package on or before 12 September 2024, the amount you pay will stay the same or may even reduce under Support at Home.

You only contribute to the services you actually use

There are no daily or fixed care fees. Your contribution is a percentage of each service you receive, based on your income and assets as assessed by Services Australia.

Budgets are now managed quarterly

This gives more flexibility. If something isn’t working for you, we can review your services more frequently.

Financial hardship support is available

If you are genuinely struggling to pay contributions, the Government provides hardship options, and Spectrum can help you apply.

Service Agreements and Pricing FAQs

As part of the transition to Support at Home, we are required by the Australian Government to establish a new service agreement with you. This ensures your services and pricing, reflect the updated Support at Home care model.

Yes. You are encouraged to take the time you need to review your agreement. It should clearly outline the services you will receive and the prices for each service, so you can feel confident about what you pay and the services you receive. Our Care Managers are also available to help you better understand your agreement.

As part of the new Support at Home system, pricing is now calculated to include things like travel and admin costs, instead of charging for them separately. So you may see different prices for services, but there will be no hidden fees or unexpected costs – it will all be covered already. This new system makes it simpler to get the most out of your budget.

All Spectrum clients will have received a letter about the new Support at Home program, in 2025. You are also able to download it from our website.

In November 2025, Services Australia should have sent you a letter with your individual contribution rate.

No, you don’t have to. You can choose to wait for the letter from Services Australia before signing, or sign earlier, knowing your budget will be updated once your contribution rate is confirmed.

No. You must agree to any new prices in your service agreement. You can approve prices and services while still reviewing the full agreement.

We really encourage you to ensure your new service agreement is signed. This means that we know that you have all the information that you need from us and that you understand how the new Support at Home system can help you receive the services that are important to you. So you can focus on enjoying life, knowing that your care and support is taken care of.

We cannot stop your services just because you haven’t signed the agreement. Services will continue while you review the terms.

“Your team has made me feel not just cared for but truly understood. Spectrum has given me the confidence to live with dignity and independence.”
– Giuseppe, 81

Other changes to Aged Care

The switch to the Support at Home program is one of several changes happening in Aged Care in Australia in 2025.

Some of the other changes include:

  • A new Aged Care Act, which aims to deliver higher quality care to seniors, and make it easier to understand the rights of older people
  • A new Single Assessment system, which will make it easier and simpler to be assessed for Aged Care Services

 

Need more help? Reach out to us

We’re here to help

Our friendly Aged Care team are here to answer your questions and guide you through the upcoming changes to Aged Care. Just call us anytime you need information or help.

A message about safety, respect and support for all

We know that the new Support at Home program brings big changes and many questions for older people and families. Many may feel uncertain or overwhelmed when making sense of the new rules and pricing.

We deeply care for our clients and are here to help you support you with compassion and patience as we all work through these changes together.

To support you best, we ask that you always speak to our staff with respect.

We cannot accept yelling, threats, or abusive language, and our team may pause a conversation if it becomes disrespectful, and resume another time.

Let’s work through this transition together with kindness and understanding.

If you have concerns, feedback or need to speak with someone, you can contact us anytime or submit feedback through our Contact Us page.